![Jim Thome [Refractor] #102 (Baseball Cards 1994 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/cpkAAeSwObdqXhWg/s-l1600.jpg)
Is Jim Thome [Refractor] #102 worth grading?
Baseball · Baseball Cards 1994 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Jim Thome [Refractor] #102 sells for $272 against $14.19 raw: a $258 spread, 19× the ungraded price. Even a PSA 9 ($247) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $14.19
- Grade 9.5
- $272
- PSA 9
- $247
- Gem premium
- 19×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $272 | +$233 | +$208 | +$108 |
| PSA 9 | $247 | +$208 | +$183 | +$82.95 |
| PSA 8 | $110 | +$70.80 | +$45.80 | −$54.20 |
Net = sale price − $14.19 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $253 | +$189 |
| 50% | $260 | +$195 |
| 75% | $266 | +$202 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $272 |
| 9 | $247 |
| 8 | $110 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Finest cards worth checking
Full set checklist →
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Grading Jim Thome [Refractor] #102 — FAQ
Is Jim Thome [Refractor] #102 worth grading?
A Grade 9.5 Jim Thome [Refractor] #102 sells for $272 against $14.19 raw: a $258 spread, 19× the ungraded price. Even a PSA 9 ($247) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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