Is Luis Gonzalez [Refractor] #195 worth grading?
Baseball · Baseball Cards 1993 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Luis Gonzalez [Refractor] #195 sells for $151 against $37.03 raw: a $114 spread, 4.1× the ungraded price. Even a PSA 9 ($137) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $37.03
- Grade 9.5
- $151
- PSA 9
- $137
- Gem premium
- 4.1×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $151 | +$88.97 | +$63.97 | −$36.03 |
| PSA 9 | $137 | +$75.04 | +$50.04 | −$49.96 |
| PSA 8 | $70.00 | +$7.97 | −$17.03 | −$117 |
Net = sale price − $37.03 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $141 | +$53.52 |
| 50% | $144 | +$57.00 |
| 75% | $148 | +$60.49 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1993 Finest cards worth checking
Full set checklist →![Cal Ripken Jr. [Refractor] #96 1993 Finest card](https://i.ebayimg.com/images/g/x9oAAeSwwvJqVD8y/s-l500.jpg)
![Kenny Lofton [Refractor] #43 1993 Finest card](https://i.ebayimg.com/images/g/hrgAAeSwvEZqi5ft/s-l500.jpg)
![Frank Thomas [Refractor] #102 1993 Finest card](https://i.ebayimg.com/images/g/urYAAeSw0KVqln8Z/s-l500.jpg)
![Ken Griffey Jr. [Refractor] #110 1993 Finest card](https://i.ebayimg.com/images/g/Tr0AAeSwEG1qeSg1/s-l500.jpg)
![Barry Bonds [Refractor] #103 1993 Finest card](https://i.ebayimg.com/images/g/o8oAAeSwDWdqnvim/s-l500.jpg)
![Nolan Ryan [Refractor] #107 1993 Finest card](https://i.ebayimg.com/images/g/OqwAAeSwc~ppyKfw/s-l500.jpg)
Grading Luis Gonzalez [Refractor] #195 — FAQ
Is Luis Gonzalez [Refractor] #195 worth grading?
A Grade 9.5 Luis Gonzalez [Refractor] #195 sells for $151 against $37.03 raw: a $114 spread, 4.1× the ungraded price. Even a PSA 9 ($137) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your baseball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
