Is Jay Bell [Refractor] #194 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Jay Bell [Refractor] #194 sells for $78.00 against $21.88 raw: a $56.12 spread, 3.6× the ungraded price. Even a PSA 9 ($71.01) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $21.88
Grade 9.5: $78.00
PSA 9: $71.01
Gem premium: 3.6×
As of: Sep 3, 2026

Break-even by outcome and fee

Jay Bell [Refractor] #194: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$78.00	+$31.12	+$6.12	−$93.88
PSA 9	$71.01	+$24.13	−$0.87	−$101
PSA 8	$61.50	+$14.62	−$10.38	−$110

Net = sale price − $21.88 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jay Bell [Refractor] #194: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$72.76	+$0.88
50%	$74.50	+$2.63
75%	$76.25	+$4.37

Break-even gem rate at the standard fee: about 12%. Centering is the usual reason a clean copy misses — measure it before you decide.

Full grade ladder

Raw conditions & history →

Jay Bell [Refractor] #194 graded prices by company and grade
Grade	Graded
9.5	$78.00
9	$71.01
8	$61.50
7	$26.00

Run your own numbers

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Grading Jay Bell [Refractor] #194 — FAQ

Is Jay Bell [Refractor] #194 worth grading?

What gem rate makes grading Jay Bell [Refractor] #194 break even?

At a standard ~$50 fee, submitting Jay Bell [Refractor] #194 breaks even when it gems about 12% of the time (a miss assumed to sell at the PSA 9 price of $71.01).

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