Is Tom Henke [Refractor] #164 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Worth grading only if it gems

A Grade 9.5 Tom Henke [Refractor] #164 brings $130 versus $102 raw — a $28.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($119) only about breaks even after fees, so the case rests on gemming.

Raw (NM): $102
Grade 9.5: $130
PSA 9: $119
Gem premium: 1.3×
As of: Sep 3, 2026

Break-even by outcome and fee

Tom Henke [Refractor] #164: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$130	+$3.00	−$22.00	−$122
PSA 9	$119	−$8.37	−$33.37	−$133
PSA 8	$54.86	−$72.14	−$97.14	−$197

Net = sale price − $102 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tom Henke [Refractor] #164: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$121	−$30.53
50%	$124	−$27.69
75%	$127	−$24.84

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Tom Henke [Refractor] #164 graded prices by company and grade
Grade	Graded
9.5	$130
9	$119
8	$54.86
7	$32.90

Run your own numbers

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