Is Pat Listach [Refractor] #109 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Pat Listach [Refractor] #109 sell for $50.00, only $15.51 above the $34.49 raw price — less than an economy-tier grading fee. A PSA 9 ($45.06) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $34.49
Grade 9.5: $50.00
PSA 9: $45.06
Gem premium: 1.4×
As of: Sep 3, 2026

Break-even by outcome and fee

Pat Listach [Refractor] #109: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$50.00	−$9.49	−$34.49	−$134
PSA 9	$45.06	−$14.43	−$39.43	−$139
PSA 8	$36.82	−$22.67	−$47.67	−$148

Net = sale price − $34.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Pat Listach [Refractor] #109: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$46.30	−$38.20
50%	$47.53	−$36.96
75%	$48.77	−$35.73

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Pat Listach [Refractor] #109 graded prices by company and grade
Grade	Graded
9.5	$50.00
9	$45.06
8	$36.82
7	$25.00

Run your own numbers

Should I pay this?

Asking priceGrading fee

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