Is Chuck Finley [Refractor] #72 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Chuck Finley [Refractor] #72 sells for $79.00 against $33.95 raw: a $45.05 spread, 2.3× the ungraded price. Even a PSA 9 ($71.69) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $33.95
Grade 9.5: $79.00
PSA 9: $71.69
Gem premium: 2.3×
As of: Sep 2, 2026

Break-even by outcome and fee

Chuck Finley [Refractor] #72: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$79.00	+$20.05	−$4.95	−$105
PSA 9	$71.69	+$12.74	−$12.26	−$112
PSA 8	$47.00	−$11.95	−$36.95	−$137

Net = sale price − $33.95 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Chuck Finley [Refractor] #72: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$73.52	−$10.43
50%	$75.34	−$8.61
75%	$77.17	−$6.78

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Chuck Finley [Refractor] #72 graded prices by company and grade
Grade	Graded
9.5	$79.00
9	$71.69
8	$47.00
7	$34.00

Run your own numbers

Should I pay this?

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