Is Steve Finley [Refractor] #9 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Steve Finley [Refractor] #9 sells for $98.00 against $39.50 raw: a $58.50 spread, 2.5× the ungraded price. Even a PSA 9 ($89.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $39.50
Grade 9.5: $98.00
PSA 9: $89.00
Gem premium: 2.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Steve Finley [Refractor] #9: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$98.00	+$33.50	+$8.50	−$91.50
PSA 9	$89.00	+$24.50	−$0.50	−$101
PSA 8	$36.78	−$27.72	−$52.72	−$153

Net = sale price − $39.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Steve Finley [Refractor] #9: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$91.25	+$1.75
50%	$93.50	+$4.00
75%	$95.75	+$6.25

Break-even gem rate at the standard fee: about 6%. Centering is the usual reason a clean copy misses — measure it before you decide.

Full grade ladder

Raw conditions & history →

Steve Finley [Refractor] #9 graded prices by company and grade
Grade	Graded
9.5	$98.00
9	$89.00
8	$36.78
7	$32.00

Run your own numbers

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Other 1993 Finest cards worth checking

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Barry Bonds [Refractor] #103

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$Nolan Ryan [Refractor] #107 1993 Finest card$

Nolan Ryan [Refractor] #107

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Grading Steve Finley [Refractor] #9 — FAQ

Is Steve Finley [Refractor] #9 worth grading?

What gem rate makes grading Steve Finley [Refractor] #9 break even?

At a standard ~$50 fee, submitting Steve Finley [Refractor] #9 breaks even when it gems about 6% of the time (a miss assumed to sell at the PSA 9 price of $89.00).

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