Is Carlos Garcia [Refractor] #4 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Carlos Garcia [Refractor] #4 sells for $60.00 against $20.74 raw: a $39.26 spread, 2.9× the ungraded price. Even a PSA 9 ($54.36) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $20.74
Grade 9.5: $60.00
PSA 9: $54.36
Gem premium: 2.9×
As of: Sep 4, 2026

Break-even by outcome and fee

Carlos Garcia [Refractor] #4: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$60.00	+$14.26	−$10.74	−$111
PSA 9	$54.36	+$8.62	−$16.38	−$116
PSA 8	$40.00	−$5.74	−$30.74	−$131

Net = sale price − $20.74 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Carlos Garcia [Refractor] #4: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$55.77	−$14.97
50%	$57.18	−$13.56
75%	$58.59	−$12.15

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Carlos Garcia [Refractor] #4 graded prices by company and grade
Grade	Graded
9.5	$60.00
9	$54.36
8	$40.00
7	$12.37

Run your own numbers

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