MidpointCard Centering Grading Portfolio App

Is Bryan Harvey [Refractor] #3 worth grading?

Baseball · Baseball Cards 1993 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Bryan Harvey [Refractor] #3 sells for $77.00 against $17.29 raw: a $59.71 spread, 4.5× the ungraded price. Even a PSA 9 ($70.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$17.29
Grade 9.5
$77.00
PSA 9
$70.00
Gem premium
4.5×
As of
Sep 4, 2026

Break-even by outcome and fee

Bryan Harvey [Refractor] #3: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$77.00+$34.71+$9.71−$90.29
PSA 9$70.00+$27.71+$2.71−$97.29
PSA 8$34.25−$8.04−$33.04−$133

Net = sale price − $17.29 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Bryan Harvey [Refractor] #3: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$71.75+$4.46
50%$73.50+$6.21
75%$75.25+$7.96

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Bryan Harvey [Refractor] #3 graded prices by company and grade
GradeGraded
9.5$77.00
9$70.00
8$34.25
7$27.50

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1993 Finest cards worth checking

Full set checklist

Grading Bryan Harvey [Refractor] #3 — FAQ

Is Bryan Harvey [Refractor] #3 worth grading?

A Grade 9.5 Bryan Harvey [Refractor] #3 sells for $77.00 against $17.29 raw: a $59.71 spread, 4.5× the ungraded price. Even a PSA 9 ($70.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Best on iPhone & Android

Check your baseball card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play