![Justin Herbert [Black] #MY3 (Football Cards 2020 Panini Illusions Mystique) — is it worth grading?](https://i.ebayimg.com/images/g/FGUAAeSwlOpqptb0/s-l1600.jpg)
Is Justin Herbert [Black] #MY3 worth grading?
Football · Football Cards 2020 Panini Illusions Mystique · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Justin Herbert [Black] #MY3 sells for $110 against $43.77 raw: a $66.23 spread, 2.5× the ungraded price. Even a PSA 9 ($100) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $43.77
- Grade 9.5
- $110
- PSA 9
- $100
- Gem premium
- 2.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $110 | +$41.23 | +$16.23 | −$83.77 |
| PSA 9 | $100 | +$31.23 | +$6.23 | −$93.77 |
Net = sale price − $43.77 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $103 | +$8.73 |
| 50% | $105 | +$11.23 |
| 75% | $108 | +$13.73 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Other 2020 Panini Illusions Mystique cards worth checking
Full set checklist →
![Jalen Hurts [Gold] #MY16 2020 Panini Illusions Mystique card](https://i.ebayimg.com/images/g/rVMAAOSw~TJmW4xw/s-l500.jpg)
![Justin Herbert [Pink] #MY3 2020 Panini Illusions Mystique card](https://i.ebayimg.com/images/g/CMkAAeSwUkpqhRS7/s-l500.jpg)
![Jalen Hurts [Orange] #MY16 2020 Panini Illusions Mystique card](https://i.ebayimg.com/images/g/tO8AAeSwJLhofEii/s-l500.jpg)
![Justin Herbert [Gold] #MY3 2020 Panini Illusions Mystique card](https://i.ebayimg.com/images/g/xx4AAeSwQ2tqR0Rw/s-l500.jpg)
Grading Justin Herbert [Black] #MY3 — FAQ
Is Justin Herbert [Black] #MY3 worth grading?
A Grade 9.5 Justin Herbert [Black] #MY3 sells for $110 against $43.77 raw: a $66.23 spread, 2.5× the ungraded price. Even a PSA 9 ($100) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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