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Mike Schmidt #U-131 (Baseball Cards 1989 Fleer Update) — is it worth grading?

Is Mike Schmidt #U-131 worth grading?

Baseball · Baseball Cards 1989 Fleer Update · full price guide →

Worth grading only if it gems

A PSA 10 Mike Schmidt #U-131 brings $34.25 versus $1.61 raw — a $32.64 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($18.00) only about breaks even after fees, so the case rests on gemming.

Raw (NM)
$1.61
PSA 10
$34.25
PSA 9
$18.00
Gem premium
21×
As of
Jul 11, 2026

Break-even by outcome and fee

Mike Schmidt #U-131: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$34.25+$7.64−$17.36−$117
PSA 9$18.00−$8.61−$33.61−$134
PSA 8$16.75−$9.86−$34.86−$135

Net = sale price − $1.61 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Mike Schmidt #U-131: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$22.06−$29.55
50%$26.13−$25.48
75%$30.19−$21.42

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Mike Schmidt #U-131: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$45.00best55/4570/30
PSA 10$34.25−$10.7555/4575/25
CGC 10$21.00−$24.0055/4575/25
SGC 10$21.00−$24.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Mike Schmidt #U-131 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$34.25$21.00$45.00$21.00
9.5$34.00
9$18.00
8$16.75
7$7.99

Run your own numbers

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Enter the seller’s asking price to see your net outcome per grade.

Other 1989 Fleer Update cards worth checking

Full set checklist

Grading Mike Schmidt #U-131 — FAQ

Is Mike Schmidt #U-131 worth grading?

A PSA 10 Mike Schmidt #U-131 brings $34.25 versus $1.61 raw — a $32.64 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($18.00) only about breaks even after fees, so the case rests on gemming.

How much is a PSA 10 Mike Schmidt #U-131 worth compared with raw?

A PSA 10 Mike Schmidt #U-131 (Baseball Cards 1989 Fleer Update) sells for about $34.25 versus $1.61 for a raw near-mint copy — a 21× premium as of Jul 11, 2026.

Which grading company is best for Mike Schmidt #U-131?

By resale value, BGS 10 leads at $45.00, ahead of PSA 10 at $34.25. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Mike Schmidt #U-131 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your baseball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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