Is Steve Finley #U-3 worth grading?
Baseball · Baseball Cards 1989 Fleer Update · full price guide →
Grading rarely pays for this card
PSA 10 copies of Steve Finley #U-3 sell for $18.87, only $16.97 above the $1.90 raw price — less than an economy-tier grading fee. A PSA 9 ($9.04) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.90
- PSA 10
- $18.87
- PSA 9
- $9.04
- Gem premium
- 9.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $18.87 | −$8.03 | −$33.03 | −$133 |
| PSA 9 | $9.04 | −$17.86 | −$42.86 | −$143 |
| PSA 8 | $2.25 | −$24.65 | −$49.65 | −$150 |
Net = sale price − $1.90 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $11.50 | −$40.40 |
| 50% | $13.96 | −$37.95 |
| 75% | $16.41 | −$35.49 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $25.00 | best | 55/45 | 70/30 |
| PSA 10 | $18.87 | −$6.13 | 55/45 | 75/25 |
| CGC 10 | $11.00 | −$14.00 | 55/45 | 75/25 |
| SGC 10 | $11.00 | −$14.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Steve Finley #U-3 — FAQ
Is Steve Finley #U-3 worth grading?
PSA 10 copies of Steve Finley #U-3 sell for $18.87, only $16.97 above the $1.90 raw price — less than an economy-tier grading fee. A PSA 9 ($9.04) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Steve Finley #U-3 worth compared with raw?
A PSA 10 Steve Finley #U-3 (Baseball Cards 1989 Fleer Update) sells for about $18.87 versus $1.90 for a raw near-mint copy — a 9.9× premium as of Sep 4, 2026.
Which grading company is best for Steve Finley #U-3?
By resale value, BGS 10 leads at $25.00, ahead of PSA 10 at $18.87. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve Finley #U-3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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