Midpoint - Card Centering Tool
Toby Harrah #U-48 (Baseball Cards 1984 Fleer Update) — is it worth grading?

Is Toby Harrah #U-48 worth grading?

Baseball · Baseball Cards 1984 Fleer Update · full price guide →

Strong grading candidate — 67× premium in PSA 10

A PSA 10 Toby Harrah #U-48 sells for $117 against $1.76 raw: a $115 spread, 67× the ungraded price. A PSA 9 ($9.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.76
PSA 10
$117
PSA 9
$9.99
Gem premium
67×
As of
Jul 11, 2026

Break-even by outcome and fee

Toby Harrah #U-48: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$117+$90.37+$65.37−$34.63
PSA 9$9.99−$16.77−$41.77−$142

Net = sale price − $1.76 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Toby Harrah #U-48: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$36.77−$14.98
50%$63.56+$11.80
75%$90.34+$38.58

Break-even gem rate at the standard fee: about 39%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Toby Harrah #U-48: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$152best55/4570/30
PSA 10$117−$34.8755/4575/25
CGC 10$70.00−$82.0055/4575/25
SGC 10$70.00−$82.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Toby Harrah #U-48 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$117$70.00$152$70.00
9.5$11.00
9$9.99
7$3.25

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1984 Fleer Update cards worth checking

Full set checklist

Grading Toby Harrah #U-48 — FAQ

Is Toby Harrah #U-48 worth grading?

A PSA 10 Toby Harrah #U-48 sells for $117 against $1.76 raw: a $115 spread, 67× the ungraded price. A PSA 9 ($9.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Toby Harrah #U-48 worth compared with raw?

A PSA 10 Toby Harrah #U-48 (Baseball Cards 1984 Fleer Update) sells for about $117 versus $1.76 for a raw near-mint copy — a 67× premium as of Jul 11, 2026.

Which grading company is best for Toby Harrah #U-48?

By resale value, BGS 10 leads at $152, ahead of PSA 10 at $117. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Toby Harrah #U-48 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Toby Harrah #U-48 break even?

At a standard ~$50 fee, submitting Toby Harrah #U-48 breaks even when it gems about 39% of the time (a miss assumed to sell at the PSA 9 price of $9.99).

Is your baseball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free