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Tom Underwood #531 (Baseball Cards 1978 Topps) — is it worth grading?

Is Tom Underwood #531 worth grading?

Baseball · Baseball Cards 1978 Topps · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Tom Underwood #531 sells for $150 against $1.34 raw: a $149 spread, 112× the ungraded price. Even a PSA 9 ($37.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$1.34
PSA 10
$150
PSA 9
$37.99
Gem premium
112×
As of
Sep 3, 2026

Break-even by outcome and fee

Tom Underwood #531: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$150+$124+$99.14−$0.86
PSA 9$37.99+$11.65−$13.35−$113
PSA 8$16.95−$9.39−$34.39−$134

Net = sale price − $1.34 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tom Underwood #531: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$66.11+$14.77
50%$94.23+$42.89
75%$122+$71.02

Break-even gem rate at the standard fee: about 12%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →
Tom Underwood #531: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$196best55/4570/30
PSA 10$150−$45.5255/4575/25
CGC 10$90.00−$10655/4575/25
SGC 10$90.00−$10655/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Tom Underwood #531 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$150$90.00$196$90.00—
9.5————$52.45
9————$37.99
8————$16.95
7————$7.80

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Other 1978 Topps cards worth checking

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Grading Tom Underwood #531 — FAQ

Is Tom Underwood #531 worth grading?

A PSA 10 Tom Underwood #531 sells for $150 against $1.34 raw: a $149 spread, 112× the ungraded price. Even a PSA 9 ($37.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Tom Underwood #531 worth compared with raw?

A PSA 10 Tom Underwood #531 (Baseball Cards 1978 Topps) sells for about $150 versus $1.34 for a raw near-mint copy — a 112× premium as of Sep 3, 2026.

Which grading company is best for Tom Underwood #531?

By resale value, BGS 10 leads at $196, ahead of PSA 10 at $150. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Tom Underwood #531 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Tom Underwood #531 break even?

At a standard ~$50 fee, submitting Tom Underwood #531 breaks even when it gems about 12% of the time (a miss assumed to sell at the PSA 9 price of $37.99).

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