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Nico Hoerner #45 (Baseball Cards 2020 Topps Finest) — is it worth grading?

Is Nico Hoerner #45 worth grading?

Baseball · Baseball Cards 2020 Topps Finest · full price guide →

Grading rarely pays for this card

PSA 10 copies of Nico Hoerner #45 sell for $18.74, only $17.23 above the $1.51 raw price — less than an economy-tier grading fee. A PSA 9 ($9.83) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.51
PSA 10
$18.74
PSA 9
$9.83
Gem premium
12×
As of
Sep 4, 2026

Break-even by outcome and fee

Nico Hoerner #45: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$18.74−$7.77−$32.77−$133
PSA 9$9.83−$16.68−$41.68−$142
PSA 8$6.26−$20.25−$45.25−$145

Net = sale price − $1.51 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Nico Hoerner #45: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$12.06−$39.45
50%$14.29−$37.23
75%$16.51−$35.00

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →
Nico Hoerner #45: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$24.00best55/4570/30
SGC 10$20.00−$4.0055/4575/25
PSA 10$18.74−$5.2655/4575/25
CGC 10$11.00−$13.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Nico Hoerner #45 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$18.74$11.00$24.00$20.00—
9.5————$17.77
9————$9.83
8————$6.26

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2020 Topps Finest cards worth checking

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Grading Nico Hoerner #45 — FAQ

Is Nico Hoerner #45 worth grading?

PSA 10 copies of Nico Hoerner #45 sell for $18.74, only $17.23 above the $1.51 raw price — less than an economy-tier grading fee. A PSA 9 ($9.83) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Nico Hoerner #45 worth compared with raw?

A PSA 10 Nico Hoerner #45 (Baseball Cards 2020 Topps Finest) sells for about $18.74 versus $1.51 for a raw near-mint copy — a 12× premium as of Sep 4, 2026.

Which grading company is best for Nico Hoerner #45?

By resale value, BGS 10 leads at $24.00, ahead of SGC 10 at $20.00. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Nico Hoerner #45 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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