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Nico Hoerner #45 (Baseball Cards 2020 Topps Finest) — is it worth grading?

Is Nico Hoerner #45 worth grading?

Baseball · Baseball Cards 2020 Topps Finest · full price guide →

Grading rarely pays for this card

PSA 10 copies of Nico Hoerner #45 sell for $21.99, only $20.52 above the $1.47 raw price — less than an economy-tier grading fee. A PSA 9 ($10.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.47
PSA 10
$21.99
PSA 9
$10.99
Gem premium
15×
As of
Jul 11, 2026

Break-even by outcome and fee

Nico Hoerner #45: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$21.99−$4.48−$29.48−$129
PSA 9$10.99−$15.48−$40.48−$140
PSA 8$6.08−$20.39−$45.39−$145

Net = sale price − $1.47 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Nico Hoerner #45: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$13.74−$37.73
50%$16.49−$34.98
75%$19.24−$32.23

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards
Nico Hoerner #45: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$29.00best55/4570/30
PSA 10$21.99−$7.0155/4575/25
SGC 10$20.00−$9.0055/4575/25
CGC 10$13.00−$16.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Nico Hoerner #45 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$21.99$13.00$29.00$20.00
9.5$19.41
9$10.99
8$6.08

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Nico Hoerner #45 — FAQ

Is Nico Hoerner #45 worth grading?

PSA 10 copies of Nico Hoerner #45 sell for $21.99, only $20.52 above the $1.47 raw price — less than an economy-tier grading fee. A PSA 9 ($10.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

How much is a PSA 10 Nico Hoerner #45 worth compared with raw?

A PSA 10 Nico Hoerner #45 (Baseball Cards 2020 Topps Finest) sells for about $21.99 versus $1.47 for a raw near-mint copy — a 15× premium as of Jul 11, 2026.

Which grading company is best for Nico Hoerner #45?

By resale value, BGS 10 leads at $29.00, ahead of PSA 10 at $21.99. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Nico Hoerner #45 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your baseball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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