Is Ray Allen [Refractor] #43 worth grading?
Basketball · Basketball Cards 2003 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Ray Allen [Refractor] #43 sells for $155 against $26.20 raw: a $129 spread, 5.9× the ungraded price. Even a PSA 9 ($141) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $26.20
- Grade 9.5
- $155
- PSA 9
- $141
- Gem premium
- 5.9×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $155 | +$104 | +$78.80 | −$21.20 |
| PSA 9 | $141 | +$89.77 | +$64.77 | −$35.23 |
| PSA 8 | $31.00 | −$20.20 | −$45.20 | −$145 |
Net = sale price − $26.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $144 | +$68.28 |
| 50% | $148 | +$71.79 |
| 75% | $151 | +$75.29 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Ray Allen [Refractor] #43 — FAQ
Is Ray Allen [Refractor] #43 worth grading?
A Grade 9.5 Ray Allen [Refractor] #43 sells for $155 against $26.20 raw: a $129 spread, 5.9× the ungraded price. Even a PSA 9 ($141) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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