![Fernando Tatis Jr. [Refractor] #85 (Baseball Cards 2019 Topps Finest) — is it worth grading?](https://i.ebayimg.com/images/g/jUkAAeSwY5RppJfq/s-l1600.jpg)
Is Fernando Tatis Jr. [Refractor] #85 worth grading?
Baseball · Baseball Cards 2019 Topps Finest · full price guide →
Worth grading only if it gems
A PSA 10 Fernando Tatis Jr. [Refractor] #85 brings $41.88 versus $10.87 raw — a $31.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($18.45) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $10.87
- PSA 10
- $41.88
- PSA 9
- $18.45
- Gem premium
- 3.9×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $41.88 | +$6.01 | −$18.99 | −$119 |
| PSA 9 | $18.45 | −$17.42 | −$42.42 | −$142 |
| PSA 8 | $8.84 | −$27.03 | −$52.03 | −$152 |
Net = sale price − $10.87 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $24.31 | −$36.56 |
| 50% | $30.16 | −$30.70 |
| 75% | $36.02 | −$24.85 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $54.00 | best | 55/45 | 70/30 |
| PSA 10 | $41.88 | −$12.12 | 55/45 | 75/25 |
| CGC 10 | $25.00 | −$29.00 | 55/45 | 75/25 |
| SGC 10 | $17.35 | −$36.65 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $41.88 | $25.00 | $54.00 | $17.35 | — |
| 9.5 | — | — | — | — | $20.00 |
| 9 | — | — | — | — | $18.45 |
| 8 | — | — | — | — | $8.84 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2019 Topps Finest cards worth checking
Full set checklist →![Clayton Kershaw [Refractor] #23 2019 Topps Finest card](https://i.ebayimg.com/images/g/qKQAAeSwEM5qZj2~/s-l500.jpg)
![Francisco Lindor [Refractor] #38 2019 Topps Finest card](https://i.ebayimg.com/images/g/9lsAAeSwd-5qCiwO/s-l500.jpg)
![Mike Trout [Refractor] #25 2019 Topps Finest card](https://i.ebayimg.com/images/g/twEAAeSwEB9nzeai/s-l500.jpg)
Grading Fernando Tatis Jr. [Refractor] #85 — FAQ
Is Fernando Tatis Jr. [Refractor] #85 worth grading?
A PSA 10 Fernando Tatis Jr. [Refractor] #85 brings $41.88 versus $10.87 raw — a $31.01 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($18.45) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Fernando Tatis Jr. [Refractor] #85 worth compared with raw?
A PSA 10 Fernando Tatis Jr. [Refractor] #85 (Baseball Cards 2019 Topps Finest) sells for about $41.88 versus $10.87 for a raw near-mint copy — a 3.9× premium as of Jul 11, 2026.
Which grading company is best for Fernando Tatis Jr. [Refractor] #85?
By resale value, BGS 10 leads at $54.00, ahead of PSA 10 at $41.88. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Fernando Tatis Jr. [Refractor] #85 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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