Is Gary Payton [Refractor] #62 worth grading?

Basketball · Basketball Cards 2001 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Gary Payton [Refractor] #62 sells for $76.50 against $9.99 raw: a $66.51 spread, 7.7× the ungraded price. Even a PSA 9 ($54.75) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $9.99
PSA 10: $76.50
PSA 9: $54.75
Gem premium: 7.7×
As of: Sep 3, 2026

Break-even by outcome and fee

Gary Payton [Refractor] #62: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$76.50	+$41.51	+$16.51	−$83.49
PSA 9	$54.75	+$19.76	−$5.24	−$105
PSA 8	$10.00	−$24.99	−$49.99	−$150

Net = sale price − $9.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Gary Payton [Refractor] #62: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$60.19	+$0.20
50%	$65.63	+$5.63
75%	$71.06	+$11.07

Break-even gem rate at the standard fee: about 24%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Gary Payton [Refractor] #62: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$99.00	best	55/45	70/30
PSA 10	$76.50	−$22.50	55/45	75/25
CGC 10	$46.00	−$53.00	55/45	75/25
SGC 10	$46.00	−$53.00	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Gary Payton [Refractor] #62 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$76.50	$46.00	$99.00	$46.00	—
9.5	—	—	—	—	$69.00
9	—	—	—	—	$54.75
8	—	—	—	—	$10.00

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Gary Payton [Refractor] #62 — FAQ

Is Gary Payton [Refractor] #62 worth grading?

How much is a PSA 10 Gary Payton [Refractor] #62 worth compared with raw?

A PSA 10 Gary Payton [Refractor] #62 (Basketball Cards 2001 Topps Chrome) sells for about $76.50 versus $9.99 for a raw near-mint copy — a 7.7× premium as of Sep 3, 2026.

Which grading company is best for Gary Payton [Refractor] #62?

By resale value, BGS 10 leads at $99.00, ahead of PSA 10 at $76.50. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Gary Payton [Refractor] #62 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Gary Payton [Refractor] #62 break even?

At a standard ~$50 fee, submitting Gary Payton [Refractor] #62 breaks even when it gems about 24% of the time (a miss assumed to sell at the PSA 9 price of $54.75).

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