![Luke Ridnour [Refractor] #124 (Basketball Cards 2003 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/sDgAAeSwL3FqKOBv/s-l1600.jpg)
Is Luke Ridnour [Refractor] #124 worth grading?
Basketball · Basketball Cards 2003 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Luke Ridnour [Refractor] #124 sells for $141 against $3.92 raw: a $137 spread, 36× the ungraded price. Even a PSA 9 ($33.12) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.92
- PSA 10
- $141
- PSA 9
- $33.12
- Gem premium
- 36×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $141 | +$112 | +$86.98 | −$13.02 |
| PSA 9 | $33.12 | +$4.20 | −$20.80 | −$121 |
| PSA 8 | $25.00 | −$3.92 | −$28.92 | −$129 |
Net = sale price − $3.92 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $60.06 | +$6.14 |
| 50% | $87.01 | +$33.09 |
| 75% | $114 | +$60.04 |
Break-even gem rate at the standard fee: about 19%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $183 | best | 55/45 | 70/30 |
| PSA 10 | $141 | −$42.10 | 55/45 | 75/25 |
| CGC 10 | $85.00 | −$98.00 | 55/45 | 75/25 |
| SGC 10 | $85.00 | −$98.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Luke Ridnour [Refractor] #124 — FAQ
Is Luke Ridnour [Refractor] #124 worth grading?
A PSA 10 Luke Ridnour [Refractor] #124 sells for $141 against $3.92 raw: a $137 spread, 36× the ungraded price. Even a PSA 9 ($33.12) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Luke Ridnour [Refractor] #124 worth compared with raw?
A PSA 10 Luke Ridnour [Refractor] #124 (Basketball Cards 2003 Topps Chrome) sells for about $141 versus $3.92 for a raw near-mint copy — a 36× premium as of Sep 4, 2026.
Which grading company is best for Luke Ridnour [Refractor] #124?
By resale value, BGS 10 leads at $183, ahead of PSA 10 at $141. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Luke Ridnour [Refractor] #124 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Luke Ridnour [Refractor] #124 break even?
At a standard ~$50 fee, submitting Luke Ridnour [Refractor] #124 breaks even when it gems about 19% of the time (a miss assumed to sell at the PSA 9 price of $33.12).
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