$Manu Ginobili [Gold Refractor] #95 (Basketball Cards 2003 Topps Chrome) — is it worth grading?$

Is Manu Ginobili [Gold Refractor] #95 worth grading?

Basketball · Basketball Cards 2003 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Manu Ginobili [Gold Refractor] #95 sells for $597 against $280 raw: a $318 spread, 2.1× the ungraded price. Even a PSA 9 ($543) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $280
Grade 9.5: $597
PSA 9: $543
Gem premium: 2.1×
As of: Sep 3, 2026

Break-even by outcome and fee

Manu Ginobili [Gold Refractor] #95: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$597	+$293	+$268	+$168
PSA 9	$543	+$239	+$214	+$114
PSA 8	$494	+$189	+$164	+$64.30

Net = sale price − $280 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Manu Ginobili [Gold Refractor] #95: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$557	+$227
50%	$570	+$241
75%	$584	+$254

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Manu Ginobili [Gold Refractor] #95 graded prices by company and grade
Grade	Graded
9.5	$597
9	$543
8	$494

Run your own numbers

Should I pay this?

Asking priceGrading fee

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