![Keon Clark [Refractor] #85 (Basketball Cards 2003 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/VRoAAeSw4PpqwSfR/s-l1600.jpg)
Is Keon Clark [Refractor] #85 worth grading?
Basketball · Basketball Cards 2003 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Keon Clark [Refractor] #85 sells for $134 against $2.25 raw: a $132 spread, 60× the ungraded price. Even a PSA 9 ($35.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.25
- PSA 10
- $134
- PSA 9
- $35.00
- Gem premium
- 60×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $134 | +$107 | +$82.16 | −$17.84 |
| PSA 9 | $35.00 | +$7.75 | −$17.25 | −$117 |
| PSA 8 | $15.16 | −$12.09 | −$37.09 | −$137 |
Net = sale price − $2.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $59.85 | +$7.60 |
| 50% | $84.70 | +$32.45 |
| 75% | $110 | +$57.31 |
Break-even gem rate at the standard fee: about 17%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $175 | best | 55/45 | 70/30 |
| PSA 10 | $134 | −$40.59 | 55/45 | 75/25 |
| CGC 10 | $81.00 | −$94.00 | 55/45 | 75/25 |
| SGC 10 | $81.00 | −$94.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2003 Topps Chrome cards worth checking
Full set checklist →![Kobe Bryant [Gold Refractor] #36 2003 Topps Chrome card](https://i.ebayimg.com/images/g/AHUAAeSwEv9qBFVG/s-l500.jpg)
![LeBron James [Gold Refractor] #111 2003 Topps Chrome card](https://i.ebayimg.com/images/g/VscAAOSwCHVgOHSg/s-l500.jpg)
![LeBron James [Black Refractor] #111 2003 Topps Chrome card](https://i.ebayimg.com/images/g/FO4AAeSw8fBqUcHg/s-l500.jpg)
![Dwyane Wade [Black Refractor] #115 2003 Topps Chrome card](https://i.ebayimg.com/images/g/~NYAAeSwrndqUnjL/s-l500.jpg)

![LeBron James [Refractor] #111 2003 Topps Chrome card](https://i.ebayimg.com/images/g/lUwAAeSwS1tqn7q~/s-l500.jpg)
Grading Keon Clark [Refractor] #85 — FAQ
Is Keon Clark [Refractor] #85 worth grading?
A PSA 10 Keon Clark [Refractor] #85 sells for $134 against $2.25 raw: a $132 spread, 60× the ungraded price. Even a PSA 9 ($35.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Keon Clark [Refractor] #85 worth compared with raw?
A PSA 10 Keon Clark [Refractor] #85 (Basketball Cards 2003 Topps Chrome) sells for about $134 versus $2.25 for a raw near-mint copy — a 60× premium as of Sep 3, 2026.
Which grading company is best for Keon Clark [Refractor] #85?
By resale value, BGS 10 leads at $175, ahead of PSA 10 at $134. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Keon Clark [Refractor] #85 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Keon Clark [Refractor] #85 break even?
At a standard ~$50 fee, submitting Keon Clark [Refractor] #85 breaks even when it gems about 17% of the time (a miss assumed to sell at the PSA 9 price of $35.00).
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.