![Allan Houston [Refractor] #39 (Basketball Cards 2003 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/ynEAAeSwlDZqWqT9/s-l1600.jpg)
Is Allan Houston [Refractor] #39 worth grading?
Basketball · Basketball Cards 2003 Topps Chrome · full price guide →
Strong grading candidate — 36× premium in PSA 10
A PSA 10 Allan Houston [Refractor] #39 sells for $160 against $4.43 raw: a $156 spread, 36× the ungraded price. A PSA 9 ($28.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.43
- PSA 10
- $160
- PSA 9
- $28.50
- Gem premium
- 36×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $160 | +$131 | +$106 | +$5.57 |
| PSA 9 | $28.50 | −$0.93 | −$25.93 | −$126 |
Net = sale price − $4.43 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $61.38 | +$6.95 |
| 50% | $94.25 | +$39.82 |
| 75% | $127 | +$72.69 |
Break-even gem rate at the standard fee: about 20%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $208 | best | 55/45 | 70/30 |
| PSA 10 | $160 | −$48.00 | 55/45 | 75/25 |
| CGC 10 | $96.00 | −$112 | 55/45 | 75/25 |
| SGC 10 | $96.00 | −$112 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $160 | $96.00 | $208 | $96.00 | — |
| 9.5 | — | — | — | — | $31.00 |
| 9 | — | — | — | — | $28.50 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2003 Topps Chrome cards worth checking
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Grading Allan Houston [Refractor] #39 — FAQ
Is Allan Houston [Refractor] #39 worth grading?
A PSA 10 Allan Houston [Refractor] #39 sells for $160 against $4.43 raw: a $156 spread, 36× the ungraded price. A PSA 9 ($28.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Allan Houston [Refractor] #39 worth compared with raw?
A PSA 10 Allan Houston [Refractor] #39 (Basketball Cards 2003 Topps Chrome) sells for about $160 versus $4.43 for a raw near-mint copy — a 36× premium as of Jul 11, 2026.
Which grading company is best for Allan Houston [Refractor] #39?
By resale value, BGS 10 leads at $208, ahead of PSA 10 at $160. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Allan Houston [Refractor] #39 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Allan Houston [Refractor] #39 break even?
At a standard ~$50 fee, submitting Allan Houston [Refractor] #39 breaks even when it gems about 20% of the time (a miss assumed to sell at the PSA 9 price of $28.50).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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