![Jermaine O'Neal [Refractor] #7 (Basketball Cards 2003 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/fQMAAeSw-Bhp~O1V/s-l1600.jpg)
Is Jermaine O'Neal [Refractor] #7 worth grading?
Basketball · Basketball Cards 2003 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jermaine O'Neal [Refractor] #7 sells for $175 against $4.67 raw: a $170 spread, 37× the ungraded price. Even a PSA 9 ($35.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.67
- PSA 10
- $175
- PSA 9
- $35.00
- Gem premium
- 37×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $175 | +$145 | +$120 | +$19.83 |
| PSA 9 | $35.00 | +$5.33 | −$19.67 | −$120 |
| PSA 8 | $6.30 | −$23.37 | −$48.37 | −$148 |
Net = sale price − $4.67 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $69.88 | +$15.20 |
| 50% | $105 | +$50.08 |
| 75% | $140 | +$84.96 |
Break-even gem rate at the standard fee: about 14%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $227 | best | 55/45 | 70/30 |
| PSA 10 | $175 | −$52.50 | 55/45 | 75/25 |
| CGC 10 | $105 | −$122 | 55/45 | 75/25 |
| SGC 10 | $105 | −$122 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $175 | $105 | $227 | $105 | — |
| 9.5 | — | — | — | — | $38.71 |
| 9 | — | — | — | — | $35.00 |
| 8 | — | — | — | — | $6.30 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2003 Topps Chrome cards worth checking
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![LeBron James [Black Refractor] #111 2003 Topps Chrome card](https://i.ebayimg.com/images/g/FO4AAeSw8fBqUcHg/s-l500.jpg)
![Dwyane Wade [Black Refractor] #115 2003 Topps Chrome card](https://i.ebayimg.com/images/g/~NYAAeSwrndqUnjL/s-l500.jpg)
![LeBron James [Xfractor] #111 2003 Topps Chrome card](https://i.ebayimg.com/images/g/c~UAAeSwpZlqHalQ/s-l500.jpg)
Grading Jermaine O'Neal [Refractor] #7 — FAQ
Is Jermaine O'Neal [Refractor] #7 worth grading?
A PSA 10 Jermaine O'Neal [Refractor] #7 sells for $175 against $4.67 raw: a $170 spread, 37× the ungraded price. Even a PSA 9 ($35.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jermaine O'Neal [Refractor] #7 worth compared with raw?
A PSA 10 Jermaine O'Neal [Refractor] #7 (Basketball Cards 2003 Topps Chrome) sells for about $175 versus $4.67 for a raw near-mint copy — a 37× premium as of Jul 11, 2026.
Which grading company is best for Jermaine O'Neal [Refractor] #7?
By resale value, BGS 10 leads at $227, ahead of PSA 10 at $175. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jermaine O'Neal [Refractor] #7 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Jermaine O'Neal [Refractor] #7 break even?
At a standard ~$50 fee, submitting Jermaine O'Neal [Refractor] #7 breaks even when it gems about 14% of the time (a miss assumed to sell at the PSA 9 price of $35.00).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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