![Tony Allen [Gold Refractor] #190 (Basketball Cards 2004 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/bt4AAeSwrOpqMeC-/s-l1600.jpg)
Is Tony Allen [Gold Refractor] #190 worth grading?
Basketball · Basketball Cards 2004 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Tony Allen [Gold Refractor] #190 sells for $220 against $46.00 raw: a $174 spread, 4.8× the ungraded price. Even a PSA 9 ($200) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $46.00
- Grade 9.5
- $220
- PSA 9
- $200
- Gem premium
- 4.8×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $220 | +$149 | +$124 | +$24.00 |
| PSA 9 | $200 | +$129 | +$104 | +$4.00 |
Net = sale price − $46.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $205 | +$109 |
| 50% | $210 | +$114 |
| 75% | $215 | +$119 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2004 Topps Chrome cards worth checking
Full set checklist →
![LeBron James [Refractor] #23 2004 Topps Chrome card](https://i.ebayimg.com/images/g/gjIAAeSwhH5qo8rf/s-l500.jpg)
![Dwight Howard [Gold Refractor] #166 2004 Topps Chrome card](https://i.ebayimg.com/images/g/tHYAAeSwIaRplWaU/s-l500.jpg)
![Kobe Bryant [Refractor] #8 2004 Topps Chrome card](https://i.ebayimg.com/images/g/nI4AAeSwZl5qVwYF/s-l500.jpg)
![LeBron James [Xfractor] #23 2004 Topps Chrome card](https://i.ebayimg.com/images/g/JNcAAeSw5YRqRH2T/s-l500.jpg)
Grading Tony Allen [Gold Refractor] #190 — FAQ
Is Tony Allen [Gold Refractor] #190 worth grading?
A Grade 9.5 Tony Allen [Gold Refractor] #190 sells for $220 against $46.00 raw: a $174 spread, 4.8× the ungraded price. Even a PSA 9 ($200) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
