![Jameer Nelson [Xfractor] #185 (Basketball Cards 2004 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/YaIAAOSwpOhm5y0E/s-l1600.jpg)
Is Jameer Nelson [Xfractor] #185 worth grading?
Basketball · Basketball Cards 2004 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jameer Nelson [Xfractor] #185 sells for $391 against $29.99 raw: a $361 spread, 13× the ungraded price. Even a PSA 9 ($84.81) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $29.99
- PSA 10
- $391
- PSA 9
- $84.81
- Gem premium
- 13×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $391 | +$336 | +$311 | +$211 |
| PSA 9 | $84.81 | +$29.82 | +$4.82 | −$95.18 |
| PSA 8 | $47.56 | −$7.43 | −$32.43 | −$132 |
Net = sale price − $29.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $161 | +$81.47 |
| 50% | $238 | +$158 |
| 75% | $315 | +$235 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $509 | best | 55/45 | 70/30 |
| PSA 10 | $391 | −$118 | 55/45 | 75/25 |
| CGC 10 | $235 | −$274 | 55/45 | 75/25 |
| SGC 10 | $235 | −$274 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2004 Topps Chrome cards worth checking
Full set checklist →Grading Jameer Nelson [Xfractor] #185 — FAQ
Is Jameer Nelson [Xfractor] #185 worth grading?
A PSA 10 Jameer Nelson [Xfractor] #185 sells for $391 against $29.99 raw: a $361 spread, 13× the ungraded price. Even a PSA 9 ($84.81) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jameer Nelson [Xfractor] #185 worth compared with raw?
A PSA 10 Jameer Nelson [Xfractor] #185 (Basketball Cards 2004 Topps Chrome) sells for about $391 versus $29.99 for a raw near-mint copy — a 13× premium as of Sep 3, 2026.
Which grading company is best for Jameer Nelson [Xfractor] #185?
By resale value, BGS 10 leads at $509, ahead of PSA 10 at $391. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jameer Nelson [Xfractor] #185 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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