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Is Chauncey Billups [Gold Refractor] #42 worth grading?

Basketball · Basketball Cards 2004 Topps Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Chauncey Billups [Gold Refractor] #42 sell for $89.00, only $0.00 above the $125 raw price — less than an economy-tier grading fee. A PSA 9 ($81.09) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$125
Grade 9.5
$89.00
PSA 9
$81.09
Gem premium
0.7×
As of
Sep 3, 2026

Break-even by outcome and fee

Chauncey Billups [Gold Refractor] #42: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$89.00−$60.50−$85.50−$186
PSA 9$81.09−$68.41−$93.41−$193

Net = sale price − $125 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Chauncey Billups [Gold Refractor] #42: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$83.07−$91.43
50%$85.05−$89.45
75%$87.02−$87.48

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Chauncey Billups [Gold Refractor] #42 graded prices by company and grade
GradeGraded
9.5$89.00
9$81.09

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Chauncey Billups [Gold Refractor] #42 — FAQ

Is Chauncey Billups [Gold Refractor] #42 worth grading?

Grade 9.5 copies of Chauncey Billups [Gold Refractor] #42 sell for $89.00, only $0.00 above the $125 raw price — less than an economy-tier grading fee. A PSA 9 ($81.09) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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