Is Josh Smith [Refractor Autograph] #164 worth grading?
Basketball · Basketball Cards 2004 Finest · full price guide →
Grading rarely pays for this card
PSA 10 copies of Josh Smith [Refractor Autograph] #164 sell for $32.00, only $24.87 above the $7.13 raw price — less than an economy-tier grading fee. A PSA 9 ($26.46) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $7.13
- PSA 10
- $32.00
- PSA 9
- $26.46
- Gem premium
- 4.5×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $32.00 | −$0.13 | −$25.13 | −$125 |
| PSA 9 | $26.46 | −$5.67 | −$30.67 | −$131 |
Net = sale price − $7.13 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $27.84 | −$29.29 |
| 50% | $29.23 | −$27.90 |
| 75% | $30.62 | −$26.51 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $42.00 | best | 55/45 | 70/30 |
| PSA 10 | $32.00 | −$10.00 | 55/45 | 75/25 |
| CGC 10 | $19.00 | −$23.00 | 55/45 | 75/25 |
| SGC 10 | $19.00 | −$23.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Josh Smith [Refractor Autograph] #164 — FAQ
Is Josh Smith [Refractor Autograph] #164 worth grading?
PSA 10 copies of Josh Smith [Refractor Autograph] #164 sell for $32.00, only $24.87 above the $7.13 raw price — less than an economy-tier grading fee. A PSA 9 ($26.46) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Josh Smith [Refractor Autograph] #164 worth compared with raw?
A PSA 10 Josh Smith [Refractor Autograph] #164 (Basketball Cards 2004 Finest) sells for about $32.00 versus $7.13 for a raw near-mint copy — a 4.5× premium as of Sep 3, 2026.
Which grading company is best for Josh Smith [Refractor Autograph] #164?
By resale value, BGS 10 leads at $42.00, ahead of PSA 10 at $32.00. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Josh Smith [Refractor Autograph] #164 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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