Is Shaquille O'Neal [Jersey] #120 worth grading?

Basketball · Basketball Cards 2004 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Shaquille O'Neal [Jersey] #120 sells for $395 against $15.50 raw: a $380 spread, 25× the ungraded price. Even a PSA 9 ($359) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $15.50
Grade 9.5: $395
PSA 9: $359
Gem premium: 25×
As of: Sep 4, 2026

Break-even by outcome and fee

Shaquille O'Neal [Jersey] #120: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$395	+$355	+$330	+$230
PSA 9	$359	+$319	+$294	+$194

Net = sale price − $15.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Shaquille O'Neal [Jersey] #120: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$368	+$303
50%	$377	+$312
75%	$386	+$321

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Shaquille O'Neal [Jersey] #120 graded prices by company and grade
Grade	Graded
9.5	$395
9	$359

Run your own numbers

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Asking priceGrading fee

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