Is Chauncey Billups #97 worth grading?
Basketball · Basketball Cards 2004 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Chauncey Billups #97 sells for $56.00 against $1.49 raw: a $54.51 spread, 38× the ungraded price. Even a PSA 9 ($51.35) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.49
- Grade 9.5
- $56.00
- PSA 9
- $51.35
- Gem premium
- 38×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $56.00 | +$29.51 | +$4.51 | −$95.49 |
| PSA 9 | $51.35 | +$24.86 | −$0.14 | −$100 |
Net = sale price − $1.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $52.51 | +$1.02 |
| 50% | $53.67 | +$2.18 |
| 75% | $54.84 | +$3.35 |
Break-even gem rate at the standard fee: about 3%. Centering is the usual reason a clean copy misses — measure it before you decide.
Full grade ladder
Raw conditions & history →Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2004 Finest cards worth checking
Full set checklist →![Grant Hill [XFractor] #20 2004 Finest card](https://i.ebayimg.com/images/g/9OIAAeSwDyJqoNNg/s-l500.jpg)
![Kobe Bryant [XFractor] #8 2004 Finest card](https://i.ebayimg.com/images/g/RWoAAOSwiENgkZW4/s-l500.jpg)
![LeBron James [Green XFractor] #23 2004 Finest card](https://i.ebayimg.com/images/g/4gsAAOSwPnVnAMpd/s-l500.jpg)
![LeBron James [Black Refractor] #23 2004 Finest card](https://i.ebayimg.com/images/g/7RQAAOSw2XRiK833/s-l500.jpg)

Grading Chauncey Billups #97 — FAQ
Is Chauncey Billups #97 worth grading?
A Grade 9.5 Chauncey Billups #97 sells for $56.00 against $1.49 raw: a $54.51 spread, 38× the ungraded price. Even a PSA 9 ($51.35) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
What gem rate makes grading Chauncey Billups #97 break even?
At a standard ~$50 fee, submitting Chauncey Billups #97 breaks even when it gems about 3% of the time (a miss assumed to sell at the PSA 9 price of $51.35).
Best on iPhone & Android
Check your basketball card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.