Is Gary Payton [Blue XFractor] #66 worth grading?
Basketball · Basketball Cards 2004 Finest · full price guide →
Grading rarely pays for this card
Grade 9.5 copies of Gary Payton [Blue XFractor] #66 sell for $31.00, only $20.07 above the $10.93 raw price — less than an economy-tier grading fee. A PSA 9 ($27.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $10.93
- Grade 9.5
- $31.00
- PSA 9
- $27.99
- Gem premium
- 2.8×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $31.00 | −$4.93 | −$29.93 | −$130 |
| PSA 9 | $27.99 | −$7.94 | −$32.94 | −$133 |
Net = sale price − $10.93 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $28.74 | −$32.19 |
| 50% | $29.49 | −$31.44 |
| 75% | $30.25 | −$30.68 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
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Grading Gary Payton [Blue XFractor] #66 — FAQ
Is Gary Payton [Blue XFractor] #66 worth grading?
Grade 9.5 copies of Gary Payton [Blue XFractor] #66 sell for $31.00, only $20.07 above the $10.93 raw price — less than an economy-tier grading fee. A PSA 9 ($27.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
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