![Grant Hill [XFractor] #20 (Basketball Cards 2004 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/9OIAAeSwDyJqoNNg/s-l1600.jpg)
Is Grant Hill [XFractor] #20 worth grading?
Basketball · Basketball Cards 2004 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Grant Hill [XFractor] #20 sells for $3,644 against $19.99 raw: a $3,624 spread, 182× the ungraded price. Even a PSA 9 ($3,037) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.99
- PSA 10
- $3,644
- PSA 9
- $3,037
- Gem premium
- 182×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $3,644 | +$3,599 | +$3,574 | +$3,474 |
| PSA 9 | $3,037 | +$2,992 | +$2,967 | +$2,867 |
Net = sale price − $19.99 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $3,189 | +$3,119 |
| 50% | $3,341 | +$3,271 |
| 75% | $3,492 | +$3,422 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,737 | best | 55/45 | 70/30 |
| PSA 10 | $3,644 | −$1,093 | 55/45 | 75/25 |
| CGC 10 | $2,186 | −$2,551 | 55/45 | 75/25 |
| SGC 10 | $2,186 | −$2,551 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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![LeBron James [Green XFractor] #23 2004 Finest card](https://i.ebayimg.com/images/g/4gsAAOSwPnVnAMpd/s-l500.jpg)
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Grading Grant Hill [XFractor] #20 — FAQ
Is Grant Hill [XFractor] #20 worth grading?
A PSA 10 Grant Hill [XFractor] #20 sells for $3,644 against $19.99 raw: a $3,624 spread, 182× the ungraded price. Even a PSA 9 ($3,037) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Grant Hill [XFractor] #20 worth compared with raw?
A PSA 10 Grant Hill [XFractor] #20 (Basketball Cards 2004 Finest) sells for about $3,644 versus $19.99 for a raw near-mint copy — a 182× premium as of Sep 4, 2026.
Which grading company is best for Grant Hill [XFractor] #20?
By resale value, BGS 10 leads at $4,737, ahead of PSA 10 at $3,644. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Grant Hill [XFractor] #20 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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