Is Gary Payton [Refractor] #140 worth grading?
Basketball · Basketball Cards 2005 Topps Chrome · full price guide →
Strong grading candidate — 57× premium in PSA 10
A PSA 10 Gary Payton [Refractor] #140 sells for $127 against $2.25 raw: a $125 spread, 57× the ungraded price. A PSA 9 ($14.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.25
- PSA 10
- $127
- PSA 9
- $14.50
- Gem premium
- 57×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $127 | +$100 | +$75.00 | −$25.00 |
| PSA 9 | $14.50 | −$12.75 | −$37.75 | −$138 |
| PSA 8 | $7.88 | −$19.37 | −$44.37 | −$144 |
Net = sale price − $2.25 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $42.69 | −$9.56 |
| 50% | $70.88 | +$18.63 |
| 75% | $99.06 | +$46.81 |
Break-even gem rate at the standard fee: about 33%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $165 | best | 55/45 | 70/30 |
| PSA 10 | $127 | −$37.75 | 55/45 | 75/25 |
| CGC 10 | $76.00 | −$89.00 | 55/45 | 75/25 |
| SGC 10 | $76.00 | −$89.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Gary Payton [Refractor] #140 — FAQ
Is Gary Payton [Refractor] #140 worth grading?
A PSA 10 Gary Payton [Refractor] #140 sells for $127 against $2.25 raw: a $125 spread, 57× the ungraded price. A PSA 9 ($14.50) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Gary Payton [Refractor] #140 worth compared with raw?
A PSA 10 Gary Payton [Refractor] #140 (Basketball Cards 2005 Topps Chrome) sells for about $127 versus $2.25 for a raw near-mint copy — a 57× premium as of Sep 3, 2026.
Which grading company is best for Gary Payton [Refractor] #140?
By resale value, BGS 10 leads at $165, ahead of PSA 10 at $127. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Gary Payton [Refractor] #140 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Gary Payton [Refractor] #140 break even?
At a standard ~$50 fee, submitting Gary Payton [Refractor] #140 breaks even when it gems about 33% of the time (a miss assumed to sell at the PSA 9 price of $14.50).
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