Is Jenny Mccarthy [X Fractor] #103 worth grading?

Basketball · Basketball Cards 2005 Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Jenny Mccarthy [X Fractor] #103 sell for $24.00, only $11.54 above the $12.46 raw price — less than an economy-tier grading fee. A PSA 9 ($21.71) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM): $12.46
Grade 9.5: $24.00
PSA 9: $21.71
Gem premium: 1.9×
As of: Sep 3, 2026

Break-even by outcome and fee

Jenny Mccarthy [X Fractor] #103: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$24.00	−$13.46	−$38.46	−$138
PSA 9	$21.71	−$15.75	−$40.75	−$141

Net = sale price − $12.46 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jenny Mccarthy [X Fractor] #103: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$22.28	−$40.18
50%	$22.86	−$39.61
75%	$23.43	−$39.03

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Jenny Mccarthy [X Fractor] #103 graded prices by company and grade
Grade	Graded
9.5	$24.00
9	$21.71

Run your own numbers

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