![Jay Z [Red Refractor] #101 (Basketball Cards 2005 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/gacAAeSwdABqg22~/s-l1600.jpg)
Is Jay Z [Red Refractor] #101 worth grading?
Basketball · Basketball Cards 2005 Finest · full price guide →
Strong grading candidate — 35× premium in PSA 10
A PSA 10 Jay Z [Red Refractor] #101 sells for $2,468 against $70.00 raw: a $2,398 spread, 35× the ungraded price. A PSA 9 ($75.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $70.00
- PSA 10
- $2,468
- PSA 9
- $75.00
- Gem premium
- 35×
- As of
- Sep 3, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,468 | +$2,373 | +$2,348 | +$2,248 |
| PSA 9 | $75.00 | −$20.00 | −$45.00 | −$145 |
Net = sale price − $70.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $673 | +$553 |
| 50% | $1,271 | +$1,151 |
| 75% | $1,870 | +$1,750 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,208 | best | 55/45 | 70/30 |
| PSA 10 | $2,468 | −$740 | 55/45 | 75/25 |
| CGC 10 | $1,481 | −$1,727 | 55/45 | 75/25 |
| SGC 10 | $1,481 | −$1,727 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2005 Finest cards worth checking
Full set checklist →![Jay Z [X Fractor] #101 2005 Finest card](https://i.ebayimg.com/images/g/dZIAAeSw5rNp1Awj/s-l500.jpg)
![Kobe Bryant [Refractor] #33 2005 Finest card](https://i.ebayimg.com/images/g/Y6kAAeSw0OpoljUZ/s-l500.jpg)
![Kobe Bryant [Red Refractor] #33 2005 Finest card](https://i.ebayimg.com/images/g/C3oAAOSwGQ1gc86I/s-l500.jpg)
Grading Jay Z [Red Refractor] #101 — FAQ
Is Jay Z [Red Refractor] #101 worth grading?
A PSA 10 Jay Z [Red Refractor] #101 sells for $2,468 against $70.00 raw: a $2,398 spread, 35× the ungraded price. A PSA 9 ($75.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jay Z [Red Refractor] #101 worth compared with raw?
A PSA 10 Jay Z [Red Refractor] #101 (Basketball Cards 2005 Finest) sells for about $2,468 versus $70.00 for a raw near-mint copy — a 35× premium as of Sep 3, 2026.
Which grading company is best for Jay Z [Red Refractor] #101?
By resale value, BGS 10 leads at $3,208, ahead of PSA 10 at $2,468. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jay Z [Red Refractor] #101 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Jay Z [Red Refractor] #101 break even?
At a standard ~$50 fee, submitting Jay Z [Red Refractor] #101 breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $75.00).
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