Is Jay Z [Gold X Fractor] #101 worth grading?

Basketball · Basketball Cards 2005 Finest · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Jay Z [Gold X Fractor] #101 sell for $813, only $0.00 above the $1,443 raw price — less than an economy-tier grading fee. A PSA 9 ($739) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM): $1,443
Grade 9.5: $813
PSA 9: $739
Gem premium: 0.6×
As of: Sep 3, 2026

Break-even by outcome and fee

Jay Z [Gold X Fractor] #101: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$813	−$655	−$680	−$780
PSA 9	$739	−$729	−$754	−$854

Net = sale price − $1,443 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jay Z [Gold X Fractor] #101: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$758	−$736
50%	$776	−$717
75%	$795	−$699

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Jay Z [Gold X Fractor] #101 graded prices by company and grade
Grade	Graded
9.5	$813
9	$739

Run your own numbers

Should I pay this?

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