Is Mike Bibby [Red Refractor] #92 worth grading?

Basketball · Basketball Cards 2005 Finest · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Mike Bibby [Red Refractor] #92 sells for $44.00 against $5.68 raw: a $38.32 spread, 7.7× the ungraded price. Even a PSA 9 ($40.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $5.68
Grade 9.5: $44.00
PSA 9: $40.00
Gem premium: 7.7×
As of: Sep 3, 2026

Break-even by outcome and fee

Mike Bibby [Red Refractor] #92: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$44.00	+$13.32	−$11.68	−$112
PSA 9	$40.00	+$9.32	−$15.68	−$116
PSA 8	$12.75	−$17.93	−$42.93	−$143

Net = sale price − $5.68 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Mike Bibby [Red Refractor] #92: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$41.00	−$14.68
50%	$42.00	−$13.68
75%	$43.00	−$12.68

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Full grade ladder

Raw conditions & history →

Mike Bibby [Red Refractor] #92 graded prices by company and grade
Grade	Graded
9.5	$44.00
9	$40.00
8	$12.75

Run your own numbers

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