Is Tracy McGrady #31 worth grading?
Basketball · Basketball Cards 2005 Finest · full price guide →
Grading rarely pays for this card
PSA 10 copies of Tracy McGrady #31 sell for $21.87, only $20.18 above the $1.69 raw price — less than an economy-tier grading fee. A PSA 9 ($13.81) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.69
- PSA 10
- $21.87
- PSA 9
- $13.81
- Gem premium
- 13×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $21.87 | −$4.82 | −$29.82 | −$130 |
| PSA 9 | $13.81 | −$12.88 | −$37.88 | −$138 |
| PSA 8 | $7.24 | −$19.45 | −$44.45 | −$144 |
Net = sale price − $1.69 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $15.82 | −$35.87 |
| 50% | $17.84 | −$33.85 |
| 75% | $19.86 | −$31.84 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $28.00 | best | 55/45 | 70/30 |
| PSA 10 | $21.87 | −$6.13 | 55/45 | 75/25 |
| CGC 10 | $13.00 | −$15.00 | 55/45 | 75/25 |
| SGC 10 | $13.00 | −$15.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $21.87 | $13.00 | $28.00 | $13.00 | — |
| 9.5 | — | — | — | — | $21.00 |
| 9 | — | — | — | — | $13.81 |
| 8 | — | — | — | — | $7.24 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2005 Finest cards worth checking
Full set checklist →![Jay Z [Refractor] #101 2005 Finest card](https://i.ebayimg.com/images/g/PQ4AAOSwXVBndenH/s-l500.jpg)
![Yao Ming [Red Refractor] #21 2005 Finest card](https://i.ebayimg.com/images/g/YIkAAeSw5KtomsfW/s-l500.jpg)
![Kobe Bryant [Green Refractor] #33 2005 Finest card](https://i.ebayimg.com/images/g/txQAAeSwyShqdRFq/s-l500.jpg)
![Kobe Bryant [Refractor] #33 2005 Finest card](https://i.ebayimg.com/images/g/Y6kAAeSw0OpoljUZ/s-l500.jpg)
![Kobe Bryant [Red Refractor] #33 2005 Finest card](https://i.ebayimg.com/images/g/C3oAAOSwGQ1gc86I/s-l500.jpg)
Grading Tracy McGrady #31 — FAQ
Is Tracy McGrady #31 worth grading?
PSA 10 copies of Tracy McGrady #31 sell for $21.87, only $20.18 above the $1.69 raw price — less than an economy-tier grading fee. A PSA 9 ($13.81) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Tracy McGrady #31 worth compared with raw?
A PSA 10 Tracy McGrady #31 (Basketball Cards 2005 Finest) sells for about $21.87 versus $1.69 for a raw near-mint copy — a 13× premium as of Jul 11, 2026.
Which grading company is best for Tracy McGrady #31?
By resale value, BGS 10 leads at $28.00, ahead of PSA 10 at $21.87. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady #31 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free