![Dirk Nowitzki [Red Refractor] #28 (Basketball Cards 2005 Finest) — is it worth grading?](https://i.ebayimg.com/images/g/M~AAAeSw9PpqTVFU/s-l1600.jpg)
Is Dirk Nowitzki [Red Refractor] #28 worth grading?
Basketball · Basketball Cards 2005 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Dirk Nowitzki [Red Refractor] #28 sells for $360 against $40.00 raw: a $320 spread, 9.0× the ungraded price. Even a PSA 9 ($300) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $40.00
- PSA 10
- $360
- PSA 9
- $300
- Gem premium
- 9.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $360 | +$295 | +$270 | +$170 |
| PSA 9 | $300 | +$235 | +$210 | +$110 |
| PSA 8 | $16.50 | −$48.50 | −$73.50 | −$174 |
Net = sale price − $40.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $315 | +$225 |
| 50% | $330 | +$240 |
| 75% | $345 | +$255 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $468 | best | 55/45 | 70/30 |
| PSA 10 | $360 | −$108 | 55/45 | 75/25 |
| CGC 10 | $216 | −$252 | 55/45 | 75/25 |
| SGC 10 | $216 | −$252 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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![Kobe Bryant [Red Refractor] #33 2005 Finest card](https://i.ebayimg.com/images/g/C3oAAOSwGQ1gc86I/s-l500.jpg)
Grading Dirk Nowitzki [Red Refractor] #28 — FAQ
Is Dirk Nowitzki [Red Refractor] #28 worth grading?
A PSA 10 Dirk Nowitzki [Red Refractor] #28 sells for $360 against $40.00 raw: a $320 spread, 9.0× the ungraded price. Even a PSA 9 ($300) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Dirk Nowitzki [Red Refractor] #28 worth compared with raw?
A PSA 10 Dirk Nowitzki [Red Refractor] #28 (Basketball Cards 2005 Finest) sells for about $360 versus $40.00 for a raw near-mint copy — a 9.0× premium as of Sep 4, 2026.
Which grading company is best for Dirk Nowitzki [Red Refractor] #28?
By resale value, BGS 10 leads at $468, ahead of PSA 10 at $360. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Dirk Nowitzki [Red Refractor] #28 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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