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Jordan Farmar [Refractor] #185 (Basketball Cards 2006 Topps Chrome) — is it worth grading?

Is Jordan Farmar [Refractor] #185 worth grading?

Basketball · Basketball Cards 2006 Topps Chrome · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Jordan Farmar [Refractor] #185 sell for $11.00, only $0.53 above the $10.47 raw price — less than an economy-tier grading fee. A PSA 9 ($9.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$10.47
Grade 9.5
$11.00
PSA 9
$9.99
Gem premium
1.1×
As of
Jul 11, 2026

Break-even by outcome and fee

Jordan Farmar [Refractor] #185: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$11.00−$24.47−$49.47−$149
PSA 9$9.99−$25.48−$50.48−$150

Net = sale price − $10.47 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jordan Farmar [Refractor] #185: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$10.24−$50.23
50%$10.50−$49.98
75%$10.75−$49.72

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Jordan Farmar [Refractor] #185 graded prices by company and grade
GradeGraded
9.5$11.00
9$9.99

Run your own numbers

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Grading Jordan Farmar [Refractor] #185 — FAQ

Is Jordan Farmar [Refractor] #185 worth grading?

Grade 9.5 copies of Jordan Farmar [Refractor] #185 sell for $11.00, only $0.53 above the $10.47 raw price — less than an economy-tier grading fee. A PSA 9 ($9.99) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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