Is Ray Allen [Refractor] #40 worth grading?
Basketball · Basketball Cards 2006 Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Ray Allen [Refractor] #40 sells for $40.42 against $3.60 raw: a $36.82 spread, 11× the ungraded price. Even a PSA 9 ($30.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.60
- PSA 10
- $40.42
- PSA 9
- $30.00
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $40.42 | +$11.82 | −$13.18 | −$113 |
| PSA 9 | $30.00 | +$1.40 | −$23.60 | −$124 |
| PSA 8 | $18.00 | −$10.60 | −$35.60 | −$136 |
Net = sale price − $3.60 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $32.61 | −$20.99 |
| 50% | $35.21 | −$18.39 |
| 75% | $37.81 | −$15.79 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $53.00 | best | 55/45 | 70/30 |
| PSA 10 | $40.42 | −$12.58 | 55/45 | 75/25 |
| CGC 10 | $24.00 | −$29.00 | 55/45 | 75/25 |
| SGC 10 | $7.99 | −$45.01 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Other 2006 Finest cards worth checking
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Grading Ray Allen [Refractor] #40 — FAQ
Is Ray Allen [Refractor] #40 worth grading?
A PSA 10 Ray Allen [Refractor] #40 sells for $40.42 against $3.60 raw: a $36.82 spread, 11× the ungraded price. Even a PSA 9 ($30.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Ray Allen [Refractor] #40 worth compared with raw?
A PSA 10 Ray Allen [Refractor] #40 (Basketball Cards 2006 Finest) sells for about $40.42 versus $3.60 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Ray Allen [Refractor] #40?
By resale value, BGS 10 leads at $53.00, ahead of PSA 10 at $40.42. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ray Allen [Refractor] #40 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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