Is Stephen Curry [Red] #M-3 worth grading?
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Worth grading — even a PSA 9 beats raw
A PSA 10 Stephen Curry [Red] #M-3 sells for $293,106 against $63,100 raw: a $230,006 spread, 4.6× the ungraded price. Even a PSA 9 ($111,386) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $63,100
- PSA 10
- $293,106
- PSA 9
- $111,386
- Gem premium
- 4.6×
- As of
- Nov 1, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $293,106 | +$229,981 | +$229,956 | +$229,856 |
| PSA 9 | $111,386 | +$48,261 | +$48,236 | +$48,136 |
| PSA 8 | $101,260 | +$38,135 | +$38,110 | +$38,010 |
Net = sale price − $63,100 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $156,816 | +$93,666 |
| 50% | $202,246 | +$139,096 |
| 75% | $247,676 | +$184,526 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $381,038 | best | 55/45 | 70/30 |
| PSA 10 | $293,106 | −$87,932 | 55/45 | 75/25 |
| SGC 10 | $175,864 | −$205,174 | 55/45 | 75/25 |
| CGC 10 | $117,242 | −$263,796 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Stephen Curry [Red] #M-3 — FAQ
Is Stephen Curry [Red] #M-3 worth grading?
A PSA 10 Stephen Curry [Red] #M-3 sells for $293,106 against $63,100 raw: a $230,006 spread, 4.6× the ungraded price. Even a PSA 9 ($111,386) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry [Red] #M-3 worth compared with raw?
A PSA 10 Stephen Curry [Red] #M-3 (Basketball Cards 2025 Topps Chrome Update Minionfractor) sells for about $293,106 versus $63,100 for a raw near-mint copy — a 4.6× premium as of Nov 1, 2026.
Which grading company is best for Stephen Curry [Red] #M-3?
By resale value, BGS 10 leads at $381,038, ahead of PSA 10 at $293,106. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Red] #M-3 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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