Is Kevin Garnett [Refractor] #20 worth grading?

Basketball · Basketball Cards 2007 Bowman Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Kevin Garnett [Refractor] #20 sells for $83.00 against $26.73 raw: a $56.27 spread, 3.1× the ungraded price. Even a PSA 9 ($75.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $26.73
Grade 9.5: $83.00
PSA 9: $75.00
Gem premium: 3.1×
As of: Sep 4, 2026

Break-even by outcome and fee

Kevin Garnett [Refractor] #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$83.00	+$31.27	+$6.27	−$93.73
PSA 9	$75.00	+$23.27	−$1.73	−$102
PSA 8	$67.80	+$16.07	−$8.93	−$109

Net = sale price − $26.73 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kevin Garnett [Refractor] #20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$77.00	+$0.27
50%	$79.00	+$2.27
75%	$81.00	+$4.27

Break-even gem rate at the standard fee: about 22%. Centering is the usual reason a clean copy misses — measure it before you decide.

Full grade ladder

Raw conditions & history →

Kevin Garnett [Refractor] #20 graded prices by company and grade
Grade	Graded
9.5	$83.00
9	$75.00
8	$67.80

Run your own numbers

Should I pay this?

Asking priceGrading fee

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Grading Kevin Garnett [Refractor] #20 — FAQ

Is Kevin Garnett [Refractor] #20 worth grading?

What gem rate makes grading Kevin Garnett [Refractor] #20 break even?

At a standard ~$50 fee, submitting Kevin Garnett [Refractor] #20 breaks even when it gems about 22% of the time (a miss assumed to sell at the PSA 9 price of $75.00).

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