Is Kevin Garnett [Black Refractor] #20 worth grading?

Basketball · Basketball Cards 2007 Bowman Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Kevin Garnett [Black Refractor] #20 sells for $94.00 against $36.49 raw: a $57.51 spread, 2.6× the ungraded price. Even a PSA 9 ($85.75) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $36.49
Grade 9.5: $94.00
PSA 9: $85.75
Gem premium: 2.6×
As of: Sep 4, 2026

Break-even by outcome and fee

Kevin Garnett [Black Refractor] #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$94.00	+$32.51	+$7.51	−$92.49
PSA 9	$85.75	+$24.26	−$0.74	−$101

Net = sale price − $36.49 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Kevin Garnett [Black Refractor] #20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$87.81	+$1.32
50%	$89.88	+$3.38
75%	$91.94	+$5.45

Break-even gem rate at the standard fee: about 9%. Centering is the usual reason a clean copy misses — measure it before you decide.

Full grade ladder

Raw conditions & history →

Kevin Garnett [Black Refractor] #20 graded prices by company and grade
Grade	Graded
9.5	$94.00
9	$85.75

Run your own numbers

Should I pay this?

Asking priceGrading fee

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Grading Kevin Garnett [Black Refractor] #20 — FAQ

Is Kevin Garnett [Black Refractor] #20 worth grading?

What gem rate makes grading Kevin Garnett [Black Refractor] #20 break even?

At a standard ~$50 fee, submitting Kevin Garnett [Black Refractor] #20 breaks even when it gems about 9% of the time (a miss assumed to sell at the PSA 9 price of $85.75).

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