MidpointCard Centering Grading Portfolio App

Is Dirk Nowitzki [Gold Refractor] #41 worth grading?

Basketball · Basketball Cards 2008 Topps Treasury · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Dirk Nowitzki [Gold Refractor] #41 sells for $270 against $26.02 raw: a $244 spread, 10× the ungraded price. Even a PSA 9 ($245) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$26.02
Grade 9.5
$270
PSA 9
$245
Gem premium
10×
As of
Sep 4, 2026

Break-even by outcome and fee

Dirk Nowitzki [Gold Refractor] #41: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$270+$219+$194+$93.98
PSA 9$245+$194+$169+$68.98

Net = sale price − $26.02 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Dirk Nowitzki [Gold Refractor] #41: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$251+$175
50%$258+$181
75%$264+$188

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Dirk Nowitzki [Gold Refractor] #41 graded prices by company and grade
GradeGraded
9.5$270
9$245

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2008 Topps Treasury cards worth checking

Full set checklist →

Grading Dirk Nowitzki [Gold Refractor] #41 — FAQ

Is Dirk Nowitzki [Gold Refractor] #41 worth grading?

A Grade 9.5 Dirk Nowitzki [Gold Refractor] #41 sells for $270 against $26.02 raw: a $244 spread, 10× the ungraded price. Even a PSA 9 ($245) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Best on iPhone & Android

Check your basketball card in the Midpoint app

Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.

Download on the App StoreGet it on Google Play

Or try it on the web →

Best on iPhone & Android

The full Midpoint experience is in the app

Scan with your camera, get AI grades with corner and edge close-ups, issue Grade Certificates, set price alerts, track your portfolio and talk to other collectors — everything here, plus the parts a browser can't do. Free to start.

Download on the App StoreGet it on Google Play