$Derrick Rose Autograph Refractor #221 (Basketball Cards 2008 Topps Chrome) — is it worth grading?$

Is Derrick Rose Autograph Refractor #221 worth grading?

Basketball · Basketball Cards 2008 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Derrick Rose Autograph Refractor #221 sells for $1,664 against $369 raw: a $1,295 spread, 4.5× the ungraded price. Even a PSA 9 ($1,513) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $369
Grade 9.5: $1,664
PSA 9: $1,513
Gem premium: 4.5×
As of: Sep 3, 2026

Break-even by outcome and fee

Derrick Rose Autograph Refractor #221: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — Grade 9.5	$1,664	+$1,270	+$1,245	+$1,145
PSA 9	$1,513	+$1,119	+$1,094	+$994
PSA 8	$355	−$38.82	−$63.82	−$164

Net = sale price − $369 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Derrick Rose Autograph Refractor #221: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$1,550	+$1,132
50%	$1,588	+$1,169
75%	$1,626	+$1,207

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Full grade ladder

Raw conditions & history →

Derrick Rose Autograph Refractor #221 graded prices by company and grade
Grade	Graded
9.5	$1,664
9	$1,513
8	$355

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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