$Ray Allen [Refractor] #20 (Basketball Cards 2008 Topps Chrome) — is it worth grading?$

Is Ray Allen [Refractor] #20 worth grading?

Basketball · Basketball Cards 2008 Topps Chrome · full price guide →

Worth grading only if it gems

A PSA 10 Ray Allen [Refractor] #20 brings $55.93 versus $28.17 raw — a $27.76 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($49.50) only about breaks even after fees, so the case rests on gemming.

Raw (NM): $28.17
PSA 10: $55.93
PSA 9: $49.50
Gem premium: 2.0×
As of: Sep 4, 2026

Break-even by outcome and fee

Ray Allen [Refractor] #20: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$55.93	+$2.76	−$22.24	−$122
PSA 9	$49.50	−$3.67	−$28.67	−$129
PSA 8	$37.36	−$15.81	−$40.81	−$141

Net = sale price − $28.17 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ray Allen [Refractor] #20: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$51.11	−$27.06
50%	$52.72	−$25.45
75%	$54.32	−$23.85

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Which grader pays the most — and what a 10 takes

All centering standards →

Ray Allen [Refractor] #20: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$73.00	best	55/45	70/30
PSA 10	$55.93	−$17.07	55/45	75/25
CGC 10	$34.00	−$39.00	55/45	75/25
SGC 10	$34.00	−$39.00	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Ray Allen [Refractor] #20 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$55.93	$34.00	$73.00	$34.00	—
9.5	—	—	—	—	$55.00
9	—	—	—	—	$49.50
8	—	—	—	—	$37.36

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

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Grading Ray Allen [Refractor] #20 — FAQ

Is Ray Allen [Refractor] #20 worth grading?

How much is a PSA 10 Ray Allen [Refractor] #20 worth compared with raw?

A PSA 10 Ray Allen [Refractor] #20 (Basketball Cards 2008 Topps Chrome) sells for about $55.93 versus $28.17 for a raw near-mint copy — a 2.0× premium as of Sep 4, 2026.

Which grading company is best for Ray Allen [Refractor] #20?

By resale value, BGS 10 leads at $73.00, ahead of PSA 10 at $55.93. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Ray Allen [Refractor] #20 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

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