![Tim Duncan [Chrome Refractor Blue] #21 (Basketball Cards 2008 Bowman Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/Bx4AAOSwMLdgwgsp/s-l1600.jpg)
Is Tim Duncan [Chrome Refractor Blue] #21 worth grading?
Basketball · Basketball Cards 2008 Bowman Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tim Duncan [Chrome Refractor Blue] #21 sells for $276 against $24.56 raw: a $251 spread, 11× the ungraded price. Even a PSA 9 ($61.94) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $24.56
- PSA 10
- $276
- PSA 9
- $61.94
- Gem premium
- 11×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $276 | +$226 | +$201 | +$101 |
| PSA 9 | $61.94 | +$12.38 | −$12.62 | −$113 |
| PSA 8 | $61.52 | +$11.96 | −$13.04 | −$113 |
Net = sale price − $24.56 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $115 | +$40.89 |
| 50% | $169 | +$94.41 |
| 75% | $222 | +$148 |
Break-even gem rate at the standard fee: about 6%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $359 | best | 55/45 | 70/30 |
| PSA 10 | $276 | −$83.00 | 55/45 | 75/25 |
| CGC 10 | $166 | −$193 | 55/45 | 75/25 |
| SGC 10 | $166 | −$193 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Tim Duncan [Chrome Refractor Blue] #21 — FAQ
Is Tim Duncan [Chrome Refractor Blue] #21 worth grading?
A PSA 10 Tim Duncan [Chrome Refractor Blue] #21 sells for $276 against $24.56 raw: a $251 spread, 11× the ungraded price. Even a PSA 9 ($61.94) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tim Duncan [Chrome Refractor Blue] #21 worth compared with raw?
A PSA 10 Tim Duncan [Chrome Refractor Blue] #21 (Basketball Cards 2008 Bowman Chrome) sells for about $276 versus $24.56 for a raw near-mint copy — a 11× premium as of Sep 4, 2026.
Which grading company is best for Tim Duncan [Chrome Refractor Blue] #21?
By resale value, BGS 10 leads at $359, ahead of PSA 10 at $276. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tim Duncan [Chrome Refractor Blue] #21 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tim Duncan [Chrome Refractor Blue] #21 break even?
At a standard ~$50 fee, submitting Tim Duncan [Chrome Refractor Blue] #21 breaks even when it gems about 6% of the time (a miss assumed to sell at the PSA 9 price of $61.94).
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