Is Stephen Curry [Gold Refractor] #101 worth grading?
Basketball · Basketball Cards 2009 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Stephen Curry [Gold Refractor] #101 sells for $285,480 against $2,900 raw: a $282,580 spread, 98× the ungraded price. Even a PSA 9 ($237,900) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2,900
- PSA 10
- $285,480
- PSA 9
- $237,900
- Gem premium
- 98×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $285,480 | +$282,555 | +$282,530 | +$282,430 |
| PSA 9 | $237,900 | +$234,975 | +$234,950 | +$234,850 |
| PSA 8 | $3,063 | +$138 | +$113 | +$13.26 |
Net = sale price − $2,900 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $249,795 | +$246,845 |
| 50% | $261,690 | +$258,740 |
| 75% | $273,585 | +$270,635 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $371,124 | best | 55/45 | 70/30 |
| PSA 10 | $285,480 | −$85,644 | 55/45 | 75/25 |
| CGC 10 | $171,288 | −$199,836 | 55/45 | 75/25 |
| SGC 10 | $171,288 | −$199,836 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $285,480 | $171,288 | $371,124 | $171,288 | — |
| 9.5 | — | — | — | — | $261,690 |
| 9 | — | — | — | — | $237,900 |
| 8 | — | — | — | — | $3,063 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Stephen Curry [Gold Refractor] #101 — FAQ
Is Stephen Curry [Gold Refractor] #101 worth grading?
A PSA 10 Stephen Curry [Gold Refractor] #101 sells for $285,480 against $2,900 raw: a $282,580 spread, 98× the ungraded price. Even a PSA 9 ($237,900) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry [Gold Refractor] #101 worth compared with raw?
A PSA 10 Stephen Curry [Gold Refractor] #101 (Basketball Cards 2009 Topps Chrome) sells for about $285,480 versus $2,900 for a raw near-mint copy — a 98× premium as of Aug 16, 2026.
Which grading company is best for Stephen Curry [Gold Refractor] #101?
By resale value, BGS 10 leads at $371,124, ahead of PSA 10 at $285,480. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Gold Refractor] #101 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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