![James Harden [Refractor] #99 (Basketball Cards 2009 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/p34AAeSw3yhqUtTU/s-l1600.jpg)
Is James Harden [Refractor] #99 worth grading?
Basketball · Basketball Cards 2009 Topps Chrome · full price guide →
Worth grading only if it gems
A PSA 10 James Harden [Refractor] #99 brings $3,368 versus $2,654 raw — a $713 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($913) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $2,654
- PSA 10
- $3,368
- PSA 9
- $913
- Gem premium
- 1.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $3,368 | +$688 | +$663 | +$563 |
| PSA 9 | $913 | −$1,766 | −$1,791 | −$1,891 |
| PSA 8 | $727 | −$1,952 | −$1,977 | −$2,077 |
Net = sale price − $2,654 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,527 | −$1,178 |
| 50% | $2,140 | −$564 |
| 75% | $2,754 | +$49.70 |
Break-even gem rate at the standard fee: about 73%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,378 | best | 55/45 | 70/30 |
| PSA 10 | $3,368 | −$1,011 | 55/45 | 75/25 |
| CGC 10 | $2,021 | −$2,357 | 55/45 | 75/25 |
| SGC 10 | $2,021 | −$2,357 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading James Harden [Refractor] #99 — FAQ
Is James Harden [Refractor] #99 worth grading?
A PSA 10 James Harden [Refractor] #99 brings $3,368 versus $2,654 raw — a $713 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($913) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 James Harden [Refractor] #99 worth compared with raw?
A PSA 10 James Harden [Refractor] #99 (Basketball Cards 2009 Topps Chrome) sells for about $3,368 versus $2,654 for a raw near-mint copy — a 1.3× premium as of Sep 4, 2026.
Which grading company is best for James Harden [Refractor] #99?
By resale value, BGS 10 leads at $4,378, ahead of PSA 10 at $3,368. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does James Harden [Refractor] #99 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading James Harden [Refractor] #99 break even?
At a standard ~$50 fee, submitting James Harden [Refractor] #99 breaks even when it gems about 73% of the time (a miss assumed to sell at the PSA 9 price of $913).
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