![James Harden [Refractor] #99 (Basketball Cards 2009 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/p34AAeSw3yhqUtTU/s-l1600.jpg)
Is James Harden [Refractor] #99 worth grading?
Basketball · Basketball Cards 2009 Topps Chrome · full price guide →
Worth grading only if it gems
A PSA 10 James Harden [Refractor] #99 brings $3,381 versus $2,654 raw — a $727 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($1,025) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $2,654
- PSA 10
- $3,381
- PSA 9
- $1,025
- Gem premium
- 1.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $3,381 | +$702 | +$677 | +$577 |
| PSA 9 | $1,025 | −$1,655 | −$1,680 | −$1,780 |
| PSA 8 | $629 | −$2,050 | −$2,075 | −$2,175 |
Net = sale price − $2,654 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $1,614 | −$1,091 |
| 50% | $2,203 | −$501 |
| 75% | $2,792 | +$87.70 |
Break-even gem rate at the standard fee: about 71%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $4,395 | best | 55/45 | 70/30 |
| PSA 10 | $3,381 | −$1,014 | 55/45 | 75/25 |
| CGC 10 | $2,029 | −$2,366 | 55/45 | 75/25 |
| SGC 10 | $2,029 | −$2,366 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $3,381 | $2,029 | $4,395 | $2,029 | — |
| 9.5 | — | — | — | — | $1,607 |
| 9 | — | — | — | — | $1,025 |
| 8 | — | — | — | — | $629 |
| 7 | — | — | — | — | $503 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading James Harden [Refractor] #99 — FAQ
Is James Harden [Refractor] #99 worth grading?
A PSA 10 James Harden [Refractor] #99 brings $3,381 versus $2,654 raw — a $727 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($1,025) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 James Harden [Refractor] #99 worth compared with raw?
A PSA 10 James Harden [Refractor] #99 (Basketball Cards 2009 Topps Chrome) sells for about $3,381 versus $2,654 for a raw near-mint copy — a 1.3× premium as of Jul 11, 2026.
Which grading company is best for James Harden [Refractor] #99?
By resale value, BGS 10 leads at $4,395, ahead of PSA 10 at $3,381. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does James Harden [Refractor] #99 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading James Harden [Refractor] #99 break even?
At a standard ~$50 fee, submitting James Harden [Refractor] #99 breaks even when it gems about 71% of the time (a miss assumed to sell at the PSA 9 price of $1,025).
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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