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Ray Allen Refractor #7 (Basketball Cards 2009 Topps Chrome) — is it worth grading?

Is Ray Allen Refractor #7 worth grading?

Basketball · Basketball Cards 2009 Topps Chrome · full price guide →

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Ray Allen Refractor #7 sells for $150 against $16.60 raw: a $133 spread, 9.0× the ungraded price. Even a PSA 9 ($85.45) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$16.60
Grade 9.5
$150
PSA 9
$85.45
Gem premium
9.0×
As of
Sep 4, 2026

Break-even by outcome and fee

Ray Allen Refractor #7: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$150+$108+$83.40−$16.60
PSA 9$85.45+$43.85+$18.85−$81.15
PSA 8$54.99+$13.39−$11.61−$112

Net = sale price − $16.60 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Ray Allen Refractor #7: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$102+$34.99
50%$118+$51.13
75%$134+$67.26

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Ray Allen Refractor #7 graded prices by company and grade
GradeGraded
9.5$150
9$85.45
8$54.99
7$26.01

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2009 Topps Chrome cards worth checking

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Grading Ray Allen Refractor #7 — FAQ

Is Ray Allen Refractor #7 worth grading?

A Grade 9.5 Ray Allen Refractor #7 sells for $150 against $16.60 raw: a $133 spread, 9.0× the ungraded price. Even a PSA 9 ($85.45) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

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